CareCredit is the credit card exclusively for healthcare services. With no up-front costs and no pre-payment penalties, CareCredit lets you pay over time and frees up cash and credit cards for the other things you want or need. CareCredit offers monthly payment plans for healthcare procedures not commonly covered by insurance, including spine procedures and treatments. Plus, you can use your card again and again to pay for additional treatment for yourself or family members in any CareCredit practice.